1. An example of a "periodic expense" is:

2. Some expenses that may increase after you become a homeowner include:

3. As a Georgia resident, I can receive two free credit reports each year.

4. Cost of living expenses on a budget that canNot be avoided are often called:

5. When setting up your budget, you should focus on planning for emergencies first:

6. Chapter 7 bankruptcy will be reported on a credit report for how many years?

7. Name the three credit reporting agencies:

8. The combination of total monthly debt and mortgage payment is known as your:

9. What day of the month are mortgage payments due?

10. In Georgia, the foreclosure process can start when mortgage payments are 90 days late:

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Date of Class: (If known)